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Although I’ve never lost my wallet nor had my identity stolen (knock on wood), it has happened to a very good friend of mine. And when it did, her identity was hijacked and was being used within 3 hours of her purse being stolen! Time is of the essence if your wallet or purse goes missing, and there are a few things you should do right away before even worrying about replacing what you may have lost, which I will get to later in the post. So, without further ado…

First things first – If you had credit cards in your wallet, call the companies and report them as stolen or missing. This will cancel the numbers, and you can tell them you will call back later to get replacements, since you have more to take care of ASAP. If yo

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