Australians spend hundreds of dollars on credit card fees every year with individual card costs ranging from $30 up to $300 or more.
These costs can make an otherwise good credit card feel like a weight in your wallet, especially if there is a balance and interest rates to worry about.
But in a lot of cases the annual fee corresponds with how many features and extras a card is carrying, and many of the cards with no annual fee can seem bland compared to other options.
There is a compromise, however, in the form of cards with low annual fees and here is a look at four of the best cards for under $100.
American Express Gold Ascent
Credit cards from American Express have a reputation for great rewards and benefits but higher costs due to annual fees and interest rates.
The Gold Ascent, however, challenges this assumption with no annual fee for the life of the card, enrolment in the competitive Membership Rewards program and one point for every $2 spent.
Bank of Melbourne Vertigo
Bank of Melbourne is a newer bank on the block but it is sending out competitive card offers, like the 12-month 0.99% p.a.