If you are interested in getting a store charge card, you might be concerned that you will not qualify because of your bad credit history. If this is the case, you do have some legitimate concerns. When a store offers you a charge card, it will look at information from your credit report. In most cases, an automated approval system will assess your credit score to determine if you are a good credit risk. Some stores will have more lenient credit approval than others. However, if you have bad credit, it may be very difficult to get approved.