Jan 31 2012

Advertising on the top of a cab?

Posted by Aaron Cruz in Finance Online

  

I’m a big believer in always testing new marketing ideas. After all, an idea you think is never going to work may turn into a blockbuster method and get you a ton of deals. In fact, just this morning I had a friend of mine email me and tell me that he was in a cab and he asked the cab driver about adverting on his roof on the triangle shaped thing.

The driver told him it was $50 a month and my friend asked me if I thought it was a good idea. What I told him was that I have never advertised before on the top of a cab, but for $50 a month he should absolutely test it out. However, you have to test it the right way so you’re seeing if you get your money’s worth.

I told him to get a new (local) phone number that was to be used on the cab sign only. He should not use his regular phone number because he might not be able to properly track the calls. He can

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Jan 21 2012

What is an Ethernet credit card terminal?

Posted by Aaron Cruz in Finance Online

An Ethernet credit card terminal makes it possible for virtually anyone to take credit cards from your local flea market stand to major retailers and everyone in between. The Internet connects your terminal to your online credit card processor.

Find credit card, rates and benefits with the free credit card finder now!

There is a cost for the credit card terminal that can vary between $100 to a whopping $2,200, depending upon the type of terminal that is purchased. There are several models to choose from, including wireless types.

Are Ethernet credit card terminals safe to use?

Well, Ethernet credit card terminals can be very safe to use, but it really depends on the company that is offering the terminal. You see, as with any device that connects to a network, you are only as safe as the safety features used by the merchant offering an Ethernet terminal.

If you are using an Ethernet credit card terminal at your local flea market, you may want to ask what security protocols are in place.

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Jan 17 2012

The Best Low Fee Credit Cards In Australia

Posted by Aaron Cruz in Finance Online

Australians spend hundreds of dollars on credit card fees every year with individual card costs ranging from $30 up to $300 or more.

These costs can make an otherwise good credit card feel like a weight in your wallet, especially if there is a balance and interest rates to worry about.

But in a lot of cases the annual fee corresponds with how many features and extras a card is carrying, and many of the cards with no annual fee can seem bland compared to other options.

There is a compromise, however, in the form of cards with low annual fees and here is a look at four of the best cards for under $100.

American Express Gold Ascent

Credit cards from American Express have a reputation for great rewards and benefits but higher costs due to annual fees and interest rates.

The Gold Ascent, however, challenges this assumption with no annual fee for the life of the card, enrolment in the competitive Membership Rewards program and one point for every $2 spent.

Bank of Melbourne Vertigo

Bank of Melbourne is a newer bank on the block but it is sending out competitive card offers, like the 12-month 0.99% p.a.

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Jan 09 2012

Eurozone Bonds for a Breakdown

Posted by Aaron Cruz in Finance Online

The Eurozone continues to dominate the mood of the market and it will do so until it breaks apart. The European Central Bank is under mounting pressure to buy unlimited amounts of Italian and Spanish bonds to keep the Eurozone together.

Apparently that will fix things. But the problem is these countries’ competitiveness relative to the German economy. Bailing them out and forcing reforms that call for internal devaluation to restore competitiveness just won’t work.

But that won’t stop self-interested politicians from wasting billions more euros in trying. German chancellor Angela Merkel is even prepared to sacrifice German sovereignty to Brussels to help ‘solve’ the crisis. We wonder what her people think of that?

The European leaders are like a bunch of two year olds trying to jam a piece of the puzzle in where it doesn’t fit. An adult needs to come along and tell them to go and play outside where they won’t hurt anyone, or themselves This is a slow-motion train wreck of epic proportions.

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Jan 03 2012

Learn from our Deal of the Year

Posted by Aaron Cruz in Finance Online

  

Outline of our Deal of the Year

The following events occurred over 30 days and shows that solving problems and being creative is more important than having a lot of money.   I chose to outline the event chronically as the deal evolved, because it shows how investors can earn large profits by being flexible and keeping their eye on the prize.

Day 1:

While performing my daily scan of the Fresno MLS I identified a 10-Unit apartment building listed at $220K.  The pictures and the MLS description showed that the property was currently vacant, in disrepair and needed a new owner.

My original thoughts were this property is priced way too high and might be worth only 120-150K if it needed a cash buyer.  I found the property interesting and added the listing details and agent contact info to my list of calls to make the next day.  Remember I am not an agent and I have no special access to the MLS. Every

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Dec 11 2011

Apple Federal Credit Union Student Visa

Posted by Aaron Cruz in Finance Online

Many credit card companies have credit cards that cater specifically to students; however, the Apple Federal Credit Union Student Visa offers some unique features and options. Most fees charges are minimal and cardholders are not required to pay an annual fee. Although you will need to have some type of account with Apple Federal Credit Union in order for your credit card application to be accepted, this credit union has a list of more than 100 employers that are currently affiliated.

Visit credit card chaser for online credit cards and current promotions!

Active Apple Federal Credit Union members are able to apply for the Apple Federal Credit Union Student Visa if they meet the requirements. Applicants must agree to use all of their assets held by Apple Federal Credit Union as collateral in order to get their credit card applications approved.

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